No! Our pre-qualification process involves a soft credit check, which does not impact your credit score. A hard credit check is only required for final approval of certain funding types.

Not necessarily! Many of our funding options, like Merchant Cash Advance, Business Line of Credit, and Revenue-Based Funding, do not require collateral. However, certain loans, like SBA Loans and Equipment Financing, may require collateral depending on the loan amount and terms.

Qualification depends on the type of funding you need. In general, we consider:
✔ Business Revenue – Your monthly or annual revenue helps determine eligibility.
✔ Credit Score – While some loans require good credit, we offer bad credit options too.
✔ Time in Business – Some funding requires at least 6 months of business operation.
✔ Industry Type – Most industries qualify, but some high-risk sectors may have special terms.

Speed depends on the type of funding you apply for:
✔ Merchant Cash Advance & Working Capital Loans – Funding in 24-48 hours.
✔ Business Line of Credit & Revenue-Based Funding – Typically funded in 3-5 days.
✔ Equipment Financing & Term Loans – Funding in 5-10 business days.
✔ SBA Loans – Can take 2-4 weeks, depending on loan size and documentation.

Our funding options range from $5,000 to $5,000,000, depending on your business needs and qualifications.