At NextGen Funding, we approach small business financing differently by offering tailored options, minimal stress, and expert guidance.
At NextGen Funding, every business deserves access to the capital needed to grow, innovate, and succeed. Whether you’re a startup, a growing enterprise, or an established company, we provide customized business loan solutions to fuel your ambitions.
A dynamic financing solution that provides businesses with quick access to capital, funded within 4 to 24 hours and repaid through a flexible percentage of future revenue.
Keep your business competitive with the latest equipment, vehicles, or technology without disrupting your cash flow. NextGen Funding offers flexible equipment solutions to help you get the tools you need
A Business Line of Credit provides on-demand access to funds, giving your business the flexibility to cover expenses, seize growth opportunities, and manage cash flow fluctuations. Unlike a traditional loan.
A Business Credit Card is a powerful tool that allows business owners to cover operational expenses, manage cash flow, and earn valuable rewards. It also helps separate personal and business finances
Apply now to see how much working capital your business may qualify for in just a few minutes, with no obligation or risk to your credit profile.
Quickly find out how much working capital your business could qualify for, without affecting your credit score. Use our calculator to estimate your loan eligibility in just a few clicks.
Move the slider to indicate your business’s average monthly sales volume.
In need of a quick capital, equipment financing, a business credit line, or a credit card to streamline expenses, we have the perfect funding solution for you.
At NextGen Funding, we focus on your business revenue and potential rather than just your credit history.
Need to purchase new machinery, vehicles, or office equipment? Our Equipment Financing solutions help businesses acquire essential tools without tying up cash flow.
Looking for a low-interest, long-term loan? SBA loans provide affordable financing backed by the Small Business Administration (SBA), ideal for expansion, equipment purchases, and working capital.
Our Revenue-Based Business Funding solution provides financing based on your company’s revenue performance, allowing businesses to repay with a percentage of their earnings.
Our Hybrid Short Term Loan helps businesses cover immediate operational expenses. such as payroll, rent, and inventory, by providing fast funding within 4 to 24 hours, repaid through a flexible percentage of future revenue.
A Business Term Loan provides a lump sum of capital with a fixed repayment schedule, ideal for long-term investments like expansion, hiring, or large purchases.
Get approved in 24-48 hours
Funding options tailored to your business needs
No hidden fees, no surprises
From startups to established companies
NextGen Funding, our mission is to empower businesses of all sizes by providing fast, flexible, and accessible funding solutions. We believe that financial challenges should never hold a great business back.
We envision a future where every business owner has the financial freedom to scale, innovate, and thrive. By revolutionizing the business funding industry with speed, simplicity, and transparency.
We provide honest, straightforward funding with no hidden fees. Your success is our priority; we offer tailored financing solutions with Quick approvals and fast funding to keep your business moving forward.
At NextGen Funding, we promise to be your trusted financial partner, offering reliable, stress-free funding solutions that help you seize new opportunities, manage cash flow, and achieve long-term success.
At NextGen Funding, we make business financing simple, fast, and hassle-free. Below are some of the most common questions we receive from business owners like you.
We provide a wide range of funding solutions, including:
✔ Bad Credit Business Funding – Get approved even with less-than-perfect credit.
✔ Hybrid Short Term Loans– Quick capital based on future sales.
✔ Equipment Financing – Purchase essential business equipment affordably.
✔ SBA Business Loans – Low-interest, long-term government-backed funding.
No! Our pre-qualification process involves a soft credit check, which does not impact your credit score. A hard credit check is only required for final approval of certain funding types.
Not necessarily! Many of our funding options, like Hybrid Short Term Loans, Business Line of Credit, and Revenue-Based Funding, do not require collateral. However, certain loans, like SBA Loans and Equipment Financing, may require collateral depending on the loan amount and terms.
Qualification depends on the type of funding you need. In general, we consider:
✔ Business Revenue – Your monthly or annual revenue helps determine eligibility.
✔ Credit Score – While some loans require good credit, we offer bad credit options too.
✔ Time in Business – Some funding requires at least 6 months of business operation.
✔ Industry Type – Most industries qualify, but some high-risk sectors may have special terms.
Speed depends on the type of funding you apply for:
✔ Hybrid Short Term Loans – Funding in 4-24 hours.
✔ Business Line of Credit & Revenue-Based Funding – Typically funded in 2-3 days.
✔ Equipment Financing & Term Loans – Funding in 2-4 business days.
✔ SBA Loans – Can take 2 -4 days , depending on loan size and documentation.
Our funding options range from $5,000 to $5,000,000, depending on your business needs and qualifications.
✔ Business Line of Credit – Flexible revolving credit for business needs.
✔ Business Term Loans – Structured loans for expansion and large investments.
✔ Revenue-Based Business Funding – Funding based on your business revenue.
✔ Hybrid Short Term Loans – Short-term financing for day-to-day expenses.
Yes! While some of our funding options require at least 6 months in business, we offer startup-friendly solutions like Business Credit Cards, Revenue-Based Funding, and SBA Loans for qualifying new businesses.
Absolutely! We specialize in Bad Credit Business Funding, offering solutions like Hybrid Short Term Loans , Revenue-Based Financing, and Working Capital Loans that focus more on your business revenue rather than just your credit score.
✔ Hybrid Short Term Loans: A lump sum of cash in exchange for a percentage of your future sales. Ideal for businesses with high daily transactions (e.g., retail, restaurants).
✔ Business Line of Credit: A revolving credit line you can draw from as needed, only paying interest on what you use. Great for businesses needing flexible, ongoing access to capital.
No! At NextGen Funding, transparency is our priority. All loan terms, interest rates, and repayment details are clearly outlined before approval, so you know exactly what to expect.
Yes! Many of our funding options allow early repayment with no prepayment penalties, helping you save on interest. Some funding types even offer discounts for early payoff!
We serve a wide range of industries, including:
✅ Retail & E-commerce
✅ Restaurants & Hospitality
✅ Medical & Healthcare
✅ Construction & Contracting
✅ Transportation & Logistics
✅ Technology & Startups
✅ Manufacturing & Wholesale
If your industry isn't listed, reach out—we likely have a solution for you!
